If like me you have most of your investments in tax-exempt accounts such as ISAs and SIPPs you probably don´t think much about Capital Gains Tax (CGT) unless, for instance, you are thinking about selling a second home or Buy to Let property. I do have some investments outside of my ISAs and SIPP but it has always been my intention to keep drawdowns from this to less than the current UK £12,000 (2019/20) allowance.