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Retirement Ace
  • Home
  • THOUGHTS
    • Thoughts 2. FIRE – Saving 25 Times Your Expenses Gives You Financial Freedom – No it Doesn`t!
    • Thoughts 1 – Energy and Solar Power
  • Retirement Drawdown Portfolios
    • WHICH GLOBAL INDEX TRACKER?
    • The Permanent Portfolio
    • The Golden Butterfly Portfolio
  • Retirement Income Portfolios
    • Goodbye to My Investment Trust Dividend Portfolio
    • RETIREMENT INVESTMENT TRUST INCOME PORTFOLIO -SEPTEMBER 2022 UPDATE
    • Retiring on Dividends – Crazy Idea? 6 Reasons For and Against
    • THE POWER OF DIVIDENDS – YOUR INVESTMENT GUARANTEE
    • Retiring on Dividends – Is Living Off Natural Yield Possible or Desirable?
  • Gold
    • Gold – Only For Fools?
    • Why Isn´t Gold Booming
    • Gold Enhances Drawdown Safe Withdrawal Rate
    • Gold – Only For Fools?
  • Drawdown Strategies
    • The 4% Drawdown Rule
    • UK 4% Rule Revisited
    • Variable Drawdown
    • Income Harvesting
    • Berst Drawdown Simulation Tools
    • Ideal Retirement Portfolios
    • Income Drawdown – Fees Can Cut Your Pension by 12.5% or More
  • Pension Annuities
    • Partial Annuitisation –
    • Why Wouldn’t You Buy an Annuity?
    • Retirement Annuity – Sometimes You Do Get The Timing Right
    • Deferring UK State Pension
  • Retirement Calculator
  • About Me
soldier playing the last postRETIREMENT STRATEGIES

The Last Post!

Yes, this will probably be my last post and I want to use this opportunity…
Max
MaxMay 30, 2024
PHOTO OF WORLDHome Bias

Home Country Bias – Is It Such a Bad Thing?

The March 2024 UK budget proposed a British ISA allowing an extra £5000 per year…
Max
MaxApril 1, 2024
ANNUITIES

Why Wouldn’t You Buy an Annuity?

Pension academics have been asking the same question for decades. From a theoretical perspective of…
Max
MaxMarch 22, 2024
photo saying byeINCOME DRAWDOWNINVESTMENT TRUSTSRETIRING ON DIVIDENDS

Goodbye to My Investment Trust Dividend Portfolio

It's finally time to say goodbye to my Investment Trust Dividend Portfolio! I have always…
Max
MaxMarch 8, 2024
photo of tightrope walkerBalancing a Portfolio

Portfolio Balancing – How Often and Why?

What Is Portfolio Balancing? Rebalancing a portfolio is done to realign the asset allocation back…
Max
MaxAugust 3, 2023
photo of mountains and skyANNUITIESGILTS

To Defer or Not to Defer an Annuity?

Deferred Pension Annuities are common products in some markets such as the USA where you…
Max
MaxJuly 18, 2023
photo of a city at nightINCOME DRAWDOWNINVESTMENT TRUSTSRETIRING ON DIVIDENDS

MY INVESTMENT TRUST DIVIDEND PORTFOLIO V INCOME DRAWDOWN

I was reviewing my Investment Trust Income portfolio the other day and thought it would…
Max
MaxMay 30, 2023
image of a ladderBOND LADDERSBONDSGILTS

LOW COUPON GILTS – IF YOU`VE MAXED OUT ON YOUR ISAS AND INTEREST TAX ALLOWANCE

Low coupon gilts could be a solution for those investors who have maxed out on…
Max
MaxApril 3, 2023
Image representing the futureANNUITIES

Phased Pension Annuity Purchase – A Cure For Buyer Remorse?

Retirement annuity rates have increased significantly with the recent surge in interest rates.  Despite this,…
Max
MaxMarch 21, 2023
PHOTO OF TAROT CARDSFIREGLOBAL INDEX TRACKERSTHE 4% RULE

Annual Predictions and the FIRE 25x Expenses Myth

Morningstar`s Survey of Market Forecasts - The US to Underperform This is the time of…
Max
MaxFebruary 4, 2023
1 2 3 … 8 Next

Top Ten Posts

  • The Golden Butterfly Portfolio April 30, 2020
  • WHICH GLOBAL INDEX TRACKER? September 20, 2022
  • Difficult Times – How Have Retirement Portfolios Performed? May 2, 2022
  • Variable Drawdown – A Powerful Strategy to Maximize Your Retirement Income November 19, 2021
  • The Best Retirement Portfolio April 30, 2020
  • Choosing a Drawdown Simulation Tool October 17, 2020
  • The 4% Drawdown Rule – Will it Work for You? February 25, 2021
  • Retiring on Dividends – Is Living Off Natural Yield Possible or Desirable? April 30, 2020
  • Partial Annuitisation – The Experts Say Most Retirees Should Have at Least Some Level Annuity Income June 24, 2021
  • The Permanent Portfolio August 13, 2019
  • AGEING AND FINANCIAL DECISION MAKING
  • ANNUITIES
  • Balancing a Portfolio
  • BOND LADDERS
  • BONDS
  • BUY TO LET
  • DRAWDOWN SIMULATION
  • FIRE
  • GILTS
  • GLOBAL INDEX TRACKERS
  • GOLD
  • GOLDEN BUTTERFLY PORTFOLIO
  • Home Bias
  • INCOME DRAWDOWN
  • INCOME PORTFOLIOS
  • INCOME-HARVESTING
  • INDEX LINKED GILTS
  • INVESTMENT TRUSTS
  • LOCKDOWN
  • LUMP SUM INVESTING
  • MARKET CORRECTIONS
  • MONTE CARLO SIMULATION
  • ONLINE BROKERS
  • PERMANENT PORTFOLIO
  • PORFOLIO REBALANCING
  • PORTFOLIOS
  • POUND COST AVERAGING
  • RETIREMENT PORTFOLIOS
  • RETIREMENT STRATEGIES
  • RETIRING ON DIVIDENDS
  • RETIRING OVERSEAS
  • SAFE WITHDRAWAL RATE
  • SAN MIGUEL DE ALLENDE
  • SHARES
  • Solar Electricity
  • TARGET DATE RETIREMENT FUNDS
  • TAX
  • THE 4% RULE
  • THOUGHTS
  • TOOLS
  • UK STATE PENSION
  • VANGUARD LIFESTRATEGY
  • VARIABLE DRAWDOWN
  • WARREN BUFFET

© 2025 Retirement Ace.

  • Home
  • THOUGHTS
    • Thoughts 2. FIRE – Saving 25 Times Your Expenses Gives You Financial Freedom – No it Doesn`t!
    • Thoughts 1 – Energy and Solar Power
  • Retirement Drawdown Portfolios
    • WHICH GLOBAL INDEX TRACKER?
    • The Permanent Portfolio
    • The Golden Butterfly Portfolio
  • Retirement Income Portfolios
    • Goodbye to My Investment Trust Dividend Portfolio
    • RETIREMENT INVESTMENT TRUST INCOME PORTFOLIO -SEPTEMBER 2022 UPDATE
    • Retiring on Dividends – Crazy Idea? 6 Reasons For and Against
    • THE POWER OF DIVIDENDS – YOUR INVESTMENT GUARANTEE
    • Retiring on Dividends – Is Living Off Natural Yield Possible or Desirable?
  • Gold
    • Gold – Only For Fools?
    • Why Isn´t Gold Booming
    • Gold Enhances Drawdown Safe Withdrawal Rate
    • Gold – Only For Fools?
  • Drawdown Strategies
    • The 4% Drawdown Rule
    • UK 4% Rule Revisited
    • Variable Drawdown
    • Income Harvesting
    • Berst Drawdown Simulation Tools
    • Ideal Retirement Portfolios
    • Income Drawdown – Fees Can Cut Your Pension by 12.5% or More
  • Pension Annuities
    • Partial Annuitisation –
    • Why Wouldn’t You Buy an Annuity?
    • Retirement Annuity – Sometimes You Do Get The Timing Right
    • Deferring UK State Pension
  • Retirement Calculator
  • About Me