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couple on beach

The Retirement Income Plan £40,000/year (Almost Tax Free!)

My Final Retirement Income Plan (maybe!)  After 18 months or so of research, I`ve finalised…
Max
MaxJuly 26, 2022
photo of rough seasINCOME DRAWDOWNINCOME PORTFOLIOSRETIREMENT PORTFOLIOS

Difficult Times – How Have Retirement Portfolios Performed?

How Have Different Retirement Portfolios Performed? - 10 Portfolios Assessed Recent months have seen extreme…
Max
MaxMay 2, 2022
modern art image of a headAGEING AND FINANCIAL DECISION MAKING

How Do You Protect Your Retirement Finances From Cognitive Decline?

Age-related mental decline and the consequent potential for destructive decision-making is one of the greatest…
Max
MaxApril 28, 2022
Image of men climbing and fallingLUMP SUM INVESTINGPOUND COST AVERAGING

Investing a Lump Sum – Drip Feed or All At Once

The Dilemma of How To Invest a Substantial Lump Sum Investors when faced with investing…
Max
MaxMarch 15, 2022

Not All Retirees need 2 to 3 Years of Cash

Not All Retirees need 2 to 3 Years of Cash In the next series of…
Max
MaxJanuary 28, 2022
variable pension drawdonINCOME DRAWDOWNTHE 4% RULEVARIABLE DRAWDOWN

Variable Drawdown – A Powerful Strategy to Maximize Your Retirement Income

  Whilst a good rule of thumb the 4% Withdrawal Rule will fail to maximise…
Max
MaxNovember 19, 2021
image of man with handful of moneyINCOME PORTFOLIOSINVESTMENT TRUSTSRETIRING ON DIVIDENDS

Investment Trust Dividend Income – Top Income IT Choices for Retirement Income

Dividend income versus total return is an endless debate but if you have weighed up…
Max
MaxSeptember 30, 2021
Retiring on Dividends - Truth or MythINCOME PORTFOLIOSRETIREMENT STRATEGIESRETIRING ON DIVIDENDS

6 Reasons Why it is a Myth That You Can Retire on Dividends

  In the previous post "6 Reasons Why Retiring on Dividends Could Right For You" …
Max
MaxJuly 19, 2021
Some Annuity Income is ImportantANNUITIESINCOME DRAWDOWN

Partial Annuitisation – The Experts Say Most Retirees Should Have at Least Some Level Annuity Income

Supplementing pension drawdown with a proportion of level annuity income can provide the retiree with…
Max
MaxJune 24, 2021
Income Harvesting - An Alternative to Periodic Portfolio RebalancingINCOME DRAWDOWNINCOME-HARVESTINGPORFOLIO REBALANCING

Income Harvesting – Alternatives to Periodic Portfolio Rebalancing to Increase Retirement Income

  Whilst periodic portfolio rebalancing with fixed equity and bond ratios is accepted custom there…
Max
MaxMay 13, 2021
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  • AGEING AND FINANCIAL DECISION MAKING
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Trending Posts

  • Difficult Times – How Have Retirement Portfolios Performed? May 2, 2022
  • Variable Drawdown – A Powerful Strategy to Maximize Your Retirement Income November 19, 2021
  • The Golden Butterfly Portfolio April 30, 2020
  • The Permanent Portfolio August 13, 2019
  • Partial Annuitisation – The Experts Say Most Retirees Should Have at Least Some Level Annuity Income June 24, 2021

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hola max

  • Image of Gold NuggetEven a Nugget of Gold Can Dramatically Improve Your Pension Safe Withdrawal Rate (SWR) April 13, 2021
  • gold price graphWhy Isn´t Gold Booming April 30, 2020
  • image of gold barsGold – Only For Fools? August 26, 2019

© 2022 Retirement Ace.

  • Home
  • The £40,000/year Plan
  • Retirement Drawdown Portfolios
    • The Permanent Portfolio
    • The Golden Butterfly Portfolio
  • Retirement Income Portfolios
    • Investment Trust Retirement Income Portfolio
    • Retirement Investment Trust Income Portfolio – 12 Year Performance
    • Retiring on Dividends – Crazy Idea? 6 Reasons For and Against
    • THE POWER OF DIVIDENDS – YOUR INVESTMENT GUARANTEE
    • Retiring on Dividends – Is Living Off Natural Yield Possible or Desirable?
    • Gold
      • Gold – Only For Fools?
      • Gold Enhances Drawdown Safe Withdrawal Rate
      • Gold – Only For Fools?
      • Why Isn´t Gold Booming
  • Drawdown Strategies
    • The 4% Drawdown Rule
    • UK 4% Rule Revisited
    • Variable Drawdown
    • Income Harvesting
    • Berst Drawdown Simulation Tools
    • Ideal Retirement Portfolios
    • Income Drawdown – Fees Can Cut Your Pension by 12.5% or More
  • Pension Annuities
    • Partial Annuitisation –
    • Retirement Annuity – Sometimes You Do Get The Timing Right
    • Deferring UK State Pension
  • Retirement Calculator
  • About Me