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Retirement Ace
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  • THOUGHTS
    • Thoughts 2. FIRE – Saving 25 Times Your Expenses Gives You Financial Freedom – No it Doesn`t!
    • Thoughts 1 – Energy and Solar Power
  • The £40,000/year Plan
  • Retirement Drawdown Portfolios
    • The Permanent Portfolio
    • The Golden Butterfly Portfolio
  • Retirement Income Portfolios
    • RETIREMENT INVESTMENT TRUST INCOME PORTFOLIO -SEPTEMBER 2022 UPDATE
    • Retiring on Dividends – Crazy Idea? 6 Reasons For and Against
    • THE POWER OF DIVIDENDS – YOUR INVESTMENT GUARANTEE
    • Retiring on Dividends – Is Living Off Natural Yield Possible or Desirable?
  • Gold
    • Gold – Only For Fools?
    • Why Isn´t Gold Booming
    • Gold Enhances Drawdown Safe Withdrawal Rate
    • Gold – Only For Fools?
  • Drawdown Strategies
    • The 4% Drawdown Rule
    • UK 4% Rule Revisited
    • Variable Drawdown
    • Income Harvesting
    • Berst Drawdown Simulation Tools
    • Ideal Retirement Portfolios
    • Income Drawdown – Fees Can Cut Your Pension by 12.5% or More
  • Pension Annuities
    • Partial Annuitisation –
    • Retirement Annuity – Sometimes You Do Get The Timing Right
    • Deferring UK State Pension
  • Retirement Calculator
  • About Me
ANNUITIES

Finally – The Pension Annuity Wins!

It's been a while since my last post.  Life sometimes gets in the way of…
Max
MaxNovember 14, 2023
photo of tightrope walkerBalancing a Portfolio

Portfolio Balancing – How Often and Why?

What Is Portfolio Balancing? Rebalancing a portfolio is done to realign the asset allocation back…
Max
MaxAugust 3, 2023
photo of mountains and skyANNUITIESGILTS

To Defer or Not to Defer an Annuity?

Deferred Pension Annuities are common products in some markets such as the USA where you…
Max
MaxJuly 18, 2023
photo of a city at nightINCOME DRAWDOWNINVESTMENT TRUSTSRETIRING ON DIVIDENDS

MY INVESTMENT TRUST DIVIDEND PORTFOLIO V INCOME DRAWDOWN

I was reviewing my Investment Trust Income portfolio the other day and thought it would…
Max
MaxMay 30, 2023
image of a ladderBOND LADDERSBONDSGILTS

LOW COUPON GILTS – IF YOU`VE MAXED OUT ON YOUR ISAS AND INTEREST TAX ALLOWANCE

Low coupon gilts could be a solution for those investors who have maxed out on…
Max
MaxApril 3, 2023
Image representing the futureANNUITIES

Phased Pension Annuity Purchase – A Cure For Buyer Remorse?

Retirement annuity rates have increased significantly with the recent surge in interest rates.  Despite this,…
Max
MaxMarch 21, 2023
PHOTO OF TAROT CARDSFIREGLOBAL INDEX TRACKERSTHE 4% RULE

Annual Predictions and the FIRE 25x Expenses Myth

Morningstar`s Survey of Market Forecasts - The US to Underperform This is the time of…
Max
MaxFebruary 4, 2023
Image of firework displayTHE 4% RULEVARIABLE DRAWDOWN

Best of 2022 – Dynamic Withdrawal Strategies and 4% Rule

I certainly hadn't been planning on revisiting Safe Withdrawal Rates and William Bengen's 4% Rule.…
Max
MaxJanuary 2, 2023
photo of the worldGLOBAL INDEX TRACKERS

WHICH GLOBAL INDEX TRACKER?

Readers of some of the more popular UK finance forums will have the impression that…
Max
MaxSeptember 20, 2022
PHOTO OF COINSINCOME PORTFOLIOSINVESTMENT TRUSTSRETIRING ON DIVIDENDS

RETIREMENT INVESTMENT TRUST INCOME PORTFOLIO -SEPTEMBER 2022 UPDATE

It`s time for the annual review of my Investment Trust Income portfolio.  Because these are…
Max
MaxSeptember 12, 2022
1 2 3 … 8 Next

Top Ten Posts

  • Difficult Times – How Have Retirement Portfolios Performed? May 2, 2022
  • The Retirement Income Plan £40,000/year (Almost Tax Free!) July 26, 2022
  • The Golden Butterfly Portfolio April 30, 2020
  • Variable Drawdown – A Powerful Strategy to Maximize Your Retirement Income November 19, 2021
  • Retiring on Dividends – Is Living Off Natural Yield Possible or Desirable? April 30, 2020
  • WHICH GLOBAL INDEX TRACKER? September 20, 2022
  • The Best Retirement Portfolio April 30, 2020
  • Partial Annuitisation – The Experts Say Most Retirees Should Have at Least Some Level Annuity Income June 24, 2021
  • Choosing a Drawdown Simulation Tool October 17, 2020
  • The Permanent Portfolio August 13, 2019
  • AGEING AND FINANCIAL DECISION MAKING
  • ANNUITIES
  • Balancing a Portfolio
  • BOND LADDERS
  • BONDS
  • BUY TO LET
  • DRAWDOWN SIMULATION
  • FIRE
  • GILTS
  • GLOBAL INDEX TRACKERS
  • GOLD
  • GOLDEN BUTTERFLY PORTFOLIO
  • INCOME DRAWDOWN
  • INCOME PORTFOLIOS
  • INCOME-HARVESTING
  • INDEX LINKED GILTS
  • INVESTMENT TRUSTS
  • LOCKDOWN
  • LUMP SUM INVESTING
  • MARKET CORRECTIONS
  • MONTE CARLO SIMULATION
  • ONLINE BROKERS
  • PERMANENT PORTFOLIO
  • PORFOLIO REBALANCING
  • PORTFOLIOS
  • POUND COST AVERAGING
  • RETIREMENT PORTFOLIOS
  • RETIREMENT STRATEGIES
  • RETIRING ON DIVIDENDS
  • RETIRING OVERSEAS
  • SAFE WITHDRAWAL RATE
  • SAN MIGUEL DE ALLENDE
  • SHARES
  • Solar Electricity
  • TARGET DATE RETIREMENT FUNDS
  • TAX
  • THE 4% RULE
  • THOUGHTS
  • TOOLS
  • UK STATE PENSION
  • VANGUARD LIFESTRATEGY
  • VARIABLE DRAWDOWN
  • WARREN BUFFET

© 2023 Retirement Ace.

  • Home
  • THOUGHTS
    • Thoughts 2. FIRE – Saving 25 Times Your Expenses Gives You Financial Freedom – No it Doesn`t!
    • Thoughts 1 – Energy and Solar Power
  • The £40,000/year Plan
  • Retirement Drawdown Portfolios
    • The Permanent Portfolio
    • The Golden Butterfly Portfolio
  • Retirement Income Portfolios
    • RETIREMENT INVESTMENT TRUST INCOME PORTFOLIO -SEPTEMBER 2022 UPDATE
    • Retiring on Dividends – Crazy Idea? 6 Reasons For and Against
    • THE POWER OF DIVIDENDS – YOUR INVESTMENT GUARANTEE
    • Retiring on Dividends – Is Living Off Natural Yield Possible or Desirable?
  • Gold
    • Gold – Only For Fools?
    • Why Isn´t Gold Booming
    • Gold Enhances Drawdown Safe Withdrawal Rate
    • Gold – Only For Fools?
  • Drawdown Strategies
    • The 4% Drawdown Rule
    • UK 4% Rule Revisited
    • Variable Drawdown
    • Income Harvesting
    • Berst Drawdown Simulation Tools
    • Ideal Retirement Portfolios
    • Income Drawdown – Fees Can Cut Your Pension by 12.5% or More
  • Pension Annuities
    • Partial Annuitisation –
    • Retirement Annuity – Sometimes You Do Get The Timing Right
    • Deferring UK State Pension
  • Retirement Calculator
  • About Me