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Retirement Ace
  • Home
  • THOUGHTS
    • Thoughts 2. FIRE – Saving 25 Times Your Expenses Gives You Financial Freedom – No it Doesn`t!
    • Thoughts 1 – Energy and Solar Power
  • Retirement Drawdown Portfolios
    • WHICH GLOBAL INDEX TRACKER?
    • The Permanent Portfolio
    • The Golden Butterfly Portfolio
  • Retirement Income Portfolios
    • Goodbye to My Investment Trust Dividend Portfolio
    • RETIREMENT INVESTMENT TRUST INCOME PORTFOLIO -SEPTEMBER 2022 UPDATE
    • Retiring on Dividends – Crazy Idea? 6 Reasons For and Against
    • THE POWER OF DIVIDENDS – YOUR INVESTMENT GUARANTEE
    • Retiring on Dividends – Is Living Off Natural Yield Possible or Desirable?
  • Gold
    • Gold – Only For Fools?
    • Why Isn´t Gold Booming
    • Gold Enhances Drawdown Safe Withdrawal Rate
    • Gold – Only For Fools?
  • Drawdown Strategies
    • The 4% Drawdown Rule
    • UK 4% Rule Revisited
    • Variable Drawdown
    • Income Harvesting
    • Berst Drawdown Simulation Tools
    • Ideal Retirement Portfolios
    • Income Drawdown – Fees Can Cut Your Pension by 12.5% or More
  • Pension Annuities
    • Partial Annuitisation –
    • Why Wouldn’t You Buy an Annuity?
    • Retirement Annuity – Sometimes You Do Get The Timing Right
    • Deferring UK State Pension
  • Retirement Calculator
  • About Me
Image of firework displayTHE 4% RULEVARIABLE DRAWDOWN

Best of 2022 – Dynamic Withdrawal Strategies and 4% Rule

I certainly hadn't been planning on revisiting Safe Withdrawal Rates and William Bengen's 4% Rule.…
Max
MaxJanuary 2, 2023
photo of the worldGLOBAL INDEX TRACKERS

WHICH GLOBAL INDEX TRACKER?

Readers of some of the more popular UK finance forums will have the impression that…
Max
MaxSeptember 20, 2022
PHOTO OF COINSINCOME PORTFOLIOSINVESTMENT TRUSTSRETIRING ON DIVIDENDS

RETIREMENT INVESTMENT TRUST INCOME PORTFOLIO -SEPTEMBER 2022 UPDATE

It`s time for the annual review of my Investment Trust Income portfolio.  Because these are…
Max
MaxSeptember 12, 2022
IMAGE OF GORILLAFIRETHOUGHTS

Thoughts 2. FIRE – Saving 25 Times Your Expenses Gives You Financial Freedom – No it Doesn`t!

The FIRE movement (Financial Independence Retire Early) has with great success delivered a simple message:-…
Max
MaxSeptember 5, 2022
IMAGE OF GORILLASolar ElectricityTHOUGHTS

Thoughts 1 – Energy and Solar Power

Tuesday August 30th 2022 Why Not Tiered Energy Pricing to benefit Poorer Households? The other…
Max
MaxAugust 29, 2022
photo of rough seasINCOME DRAWDOWNINCOME PORTFOLIOSRETIREMENT PORTFOLIOS

Difficult Times – How Have Retirement Portfolios Performed?

How Have Different Retirement Portfolios Performed? - 10 Portfolios Assessed Recent months have seen extreme…
Max
MaxMay 2, 2022
modern art image of a headAGEING AND FINANCIAL DECISION MAKING

How Do You Protect Your Retirement Finances From Cognitive Decline?

Age-related mental decline and the consequent potential for destructive decision-making is one of the greatest…
Max
MaxApril 28, 2022
Image of men climbing and fallingLUMP SUM INVESTINGPOUND COST AVERAGING

Investing a Lump Sum – Drip Feed or All At Once

The Dilemma of How To Invest a Substantial Lump Sum Investors when faced with investing…
Max
MaxMarch 15, 2022

Not All Retirees need 2 to 3 Years of Cash

Not All Retirees need 2 to 3 Years of Cash In the next series of…
Max
MaxJanuary 28, 2022
variable pension drawdonINCOME DRAWDOWNTHE 4% RULEVARIABLE DRAWDOWN

Variable Drawdown – A Powerful Strategy to Maximize Your Retirement Income

Whilst a good rule of thumb the 4% Withdrawal Rule will fail to maximise the…
Max
MaxNovember 19, 2021
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Top Ten Posts

  • The Golden Butterfly Portfolio April 30, 2020
  • WHICH GLOBAL INDEX TRACKER? September 20, 2022
  • Difficult Times – How Have Retirement Portfolios Performed? May 2, 2022
  • Variable Drawdown – A Powerful Strategy to Maximize Your Retirement Income November 19, 2021
  • The Best Retirement Portfolio April 30, 2020
  • Choosing a Drawdown Simulation Tool October 17, 2020
  • The 4% Drawdown Rule – Will it Work for You? February 25, 2021
  • Retiring on Dividends – Is Living Off Natural Yield Possible or Desirable? April 30, 2020
  • Partial Annuitisation – The Experts Say Most Retirees Should Have at Least Some Level Annuity Income June 24, 2021
  • The Permanent Portfolio August 13, 2019
  • AGEING AND FINANCIAL DECISION MAKING
  • ANNUITIES
  • Balancing a Portfolio
  • BOND LADDERS
  • BONDS
  • BUY TO LET
  • DRAWDOWN SIMULATION
  • FIRE
  • GILTS
  • GLOBAL INDEX TRACKERS
  • GOLD
  • GOLDEN BUTTERFLY PORTFOLIO
  • Home Bias
  • INCOME DRAWDOWN
  • INCOME PORTFOLIOS
  • INCOME-HARVESTING
  • INDEX LINKED GILTS
  • INVESTMENT TRUSTS
  • LOCKDOWN
  • LUMP SUM INVESTING
  • MARKET CORRECTIONS
  • MONTE CARLO SIMULATION
  • ONLINE BROKERS
  • PERMANENT PORTFOLIO
  • PORFOLIO REBALANCING
  • PORTFOLIOS
  • POUND COST AVERAGING
  • RETIREMENT PORTFOLIOS
  • RETIREMENT STRATEGIES
  • RETIRING ON DIVIDENDS
  • RETIRING OVERSEAS
  • SAFE WITHDRAWAL RATE
  • SAN MIGUEL DE ALLENDE
  • SHARES
  • Solar Electricity
  • TARGET DATE RETIREMENT FUNDS
  • TAX
  • THE 4% RULE
  • THOUGHTS
  • TOOLS
  • UK STATE PENSION
  • VANGUARD LIFESTRATEGY
  • VARIABLE DRAWDOWN
  • WARREN BUFFET

© 2025 Retirement Ace.

  • Home
  • THOUGHTS
    • Thoughts 2. FIRE – Saving 25 Times Your Expenses Gives You Financial Freedom – No it Doesn`t!
    • Thoughts 1 – Energy and Solar Power
  • Retirement Drawdown Portfolios
    • WHICH GLOBAL INDEX TRACKER?
    • The Permanent Portfolio
    • The Golden Butterfly Portfolio
  • Retirement Income Portfolios
    • Goodbye to My Investment Trust Dividend Portfolio
    • RETIREMENT INVESTMENT TRUST INCOME PORTFOLIO -SEPTEMBER 2022 UPDATE
    • Retiring on Dividends – Crazy Idea? 6 Reasons For and Against
    • THE POWER OF DIVIDENDS – YOUR INVESTMENT GUARANTEE
    • Retiring on Dividends – Is Living Off Natural Yield Possible or Desirable?
  • Gold
    • Gold – Only For Fools?
    • Why Isn´t Gold Booming
    • Gold Enhances Drawdown Safe Withdrawal Rate
    • Gold – Only For Fools?
  • Drawdown Strategies
    • The 4% Drawdown Rule
    • UK 4% Rule Revisited
    • Variable Drawdown
    • Income Harvesting
    • Berst Drawdown Simulation Tools
    • Ideal Retirement Portfolios
    • Income Drawdown – Fees Can Cut Your Pension by 12.5% or More
  • Pension Annuities
    • Partial Annuitisation –
    • Why Wouldn’t You Buy an Annuity?
    • Retirement Annuity – Sometimes You Do Get The Timing Right
    • Deferring UK State Pension
  • Retirement Calculator
  • About Me