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Retirement Ace
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  • THOUGHTS
    • Thoughts 2. FIRE – Saving 25 Times Your Expenses Gives You Financial Freedom – No it Doesn`t!
    • Thoughts 1 – Energy and Solar Power
  • Retirement Drawdown Portfolios
    • WHICH GLOBAL INDEX TRACKER?
    • The Permanent Portfolio
    • The Golden Butterfly Portfolio
  • Retirement Income Portfolios
    • Goodbye to My Investment Trust Dividend Portfolio
    • RETIREMENT INVESTMENT TRUST INCOME PORTFOLIO -SEPTEMBER 2022 UPDATE
    • Retiring on Dividends – Crazy Idea? 6 Reasons For and Against
    • THE POWER OF DIVIDENDS – YOUR INVESTMENT GUARANTEE
    • Retiring on Dividends – Is Living Off Natural Yield Possible or Desirable?
  • Gold
    • Gold – Only For Fools?
    • Why Isn´t Gold Booming
    • Gold Enhances Drawdown Safe Withdrawal Rate
    • Gold – Only For Fools?
  • Drawdown Strategies
    • The 4% Drawdown Rule
    • UK 4% Rule Revisited
    • Variable Drawdown
    • Income Harvesting
    • Berst Drawdown Simulation Tools
    • Ideal Retirement Portfolios
    • Income Drawdown – Fees Can Cut Your Pension by 12.5% or More
  • Pension Annuities
    • Partial Annuitisation –
    • Why Wouldn’t You Buy an Annuity?
    • Retirement Annuity – Sometimes You Do Get The Timing Right
    • Deferring UK State Pension
  • Retirement Calculator
  • About Me
The Max Ricardo Drawdown Portfolio

The Max Ricardo Retirement Drawdown Portfolio

MSCI World 40% Global Small Cap 20% Long Term Gilt 40%
Max
MaxSeptember 28, 2020
LOCKDOWNSAN MIGUEL DE ALLENDE

Locked Down in Mexico

I was motivated to write this post from lockdown in Mexico after being shocked by…
Max
MaxSeptember 22, 2020
Newspaper front page about the Wall Street CrashINCOME DRAWDOWNMARKET CORRECTIONSRETIREMENT PORTFOLIOSRETIREMENT STRATEGIES

Could Your Portfolio Have Survived The Wall Street Crash and Great Depression?

Could your investments survive another 1929 style Wall Street Crash and the subsequent Great Depression?…
Max
MaxSeptember 2, 2020
Graph of target date fund profileINCOME DRAWDOWNTARGET DATE RETIREMENT FUNDSVANGUARD LIFESTRATEGY

Vanguard LifeStrategy or Target Date Retirement Funds – Which is The Best Option Post Retirement?

Vanguard LifeStrategy Funds Vanguard LifeStrategy funds have become a popular option for investors offering a…
Max
MaxAugust 11, 2020
Image of cash is KingGOLDEN BUTTERFLY PORTFOLIOINCOME DRAWDOWNINDEX LINKED GILTSPERMANENT PORTFOLIO

Boost Your Income Drawdown Portfolio – Swap Your Cash for Index Linked Gilts

If like me you have substantial cash in your retirement portfolio you can boost returns…
Max
MaxJuly 13, 2020
Image of the word feesINCOME DRAWDOWNONLINE BROKERS

Income Drawdown – Fees Can Cut Your Pension by 12.5% or More

  Holding a fund with average charges on a platform with average fees can easily…
Max
MaxJuly 1, 2020
the word dividendsINCOME PORTFOLIOSINVESTMENT TRUSTS

Income Investment Trusts – Will Portfolio Changes Protect the Dividend?

Investment Trusts are Re-vamping Their Portfolios - Will This be Sufficient to Protect Their Payouts?…
Max
MaxJune 4, 2020
bondsBONDS

Why You Should Own Long Term Government Bonds

Long term government bonds can play a vital role in a retirement portfolio providing protection…
Max
MaxMay 12, 2020
PORTFOLIOS

Revisiting Vanguard LifeStrategy – Have They Really Out-Performed in 2020?

I have just read a Trustnet article titled "Three reasons why Vanguard’s LifeStrategy range is…
Max
MaxMay 1, 2020
INVESTMENT TRUSTS

Dividend Portfolio – Will Investment Trust Dividends Hold Up

Will the the current dividend cutting spree decimate the payouts from the Investment Trust Dividend Portfolio?…
Max
MaxMay 1, 2020
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Top Ten Posts

  • The Golden Butterfly Portfolio April 30, 2020
  • Difficult Times – How Have Retirement Portfolios Performed? May 2, 2022
  • WHICH GLOBAL INDEX TRACKER? September 20, 2022
  • Variable Drawdown – A Powerful Strategy to Maximize Your Retirement Income November 19, 2021
  • The Best Retirement Portfolio April 30, 2020
  • Retiring on Dividends – Is Living Off Natural Yield Possible or Desirable? April 30, 2020
  • Partial Annuitisation – The Experts Say Most Retirees Should Have at Least Some Level Annuity Income June 24, 2021
  • Choosing a Drawdown Simulation Tool October 17, 2020
  • The 4% Drawdown Rule – Will it Work for You? February 25, 2021
  • The Permanent Portfolio August 13, 2019
  • AGEING AND FINANCIAL DECISION MAKING
  • ANNUITIES
  • Balancing a Portfolio
  • BOND LADDERS
  • BONDS
  • BUY TO LET
  • DRAWDOWN SIMULATION
  • FIRE
  • GILTS
  • GLOBAL INDEX TRACKERS
  • GOLD
  • GOLDEN BUTTERFLY PORTFOLIO
  • Home Bias
  • INCOME DRAWDOWN
  • INCOME PORTFOLIOS
  • INCOME-HARVESTING
  • INDEX LINKED GILTS
  • INVESTMENT TRUSTS
  • LOCKDOWN
  • LUMP SUM INVESTING
  • MARKET CORRECTIONS
  • MONTE CARLO SIMULATION
  • ONLINE BROKERS
  • PERMANENT PORTFOLIO
  • PORFOLIO REBALANCING
  • PORTFOLIOS
  • POUND COST AVERAGING
  • RETIREMENT PORTFOLIOS
  • RETIREMENT STRATEGIES
  • RETIRING ON DIVIDENDS
  • RETIRING OVERSEAS
  • SAFE WITHDRAWAL RATE
  • SAN MIGUEL DE ALLENDE
  • SHARES
  • Solar Electricity
  • TARGET DATE RETIREMENT FUNDS
  • TAX
  • THE 4% RULE
  • THOUGHTS
  • TOOLS
  • UK STATE PENSION
  • VANGUARD LIFESTRATEGY
  • VARIABLE DRAWDOWN
  • WARREN BUFFET

© 2025 Retirement Ace.

  • Home
  • THOUGHTS
    • Thoughts 2. FIRE – Saving 25 Times Your Expenses Gives You Financial Freedom – No it Doesn`t!
    • Thoughts 1 – Energy and Solar Power
  • Retirement Drawdown Portfolios
    • WHICH GLOBAL INDEX TRACKER?
    • The Permanent Portfolio
    • The Golden Butterfly Portfolio
  • Retirement Income Portfolios
    • Goodbye to My Investment Trust Dividend Portfolio
    • RETIREMENT INVESTMENT TRUST INCOME PORTFOLIO -SEPTEMBER 2022 UPDATE
    • Retiring on Dividends – Crazy Idea? 6 Reasons For and Against
    • THE POWER OF DIVIDENDS – YOUR INVESTMENT GUARANTEE
    • Retiring on Dividends – Is Living Off Natural Yield Possible or Desirable?
  • Gold
    • Gold – Only For Fools?
    • Why Isn´t Gold Booming
    • Gold Enhances Drawdown Safe Withdrawal Rate
    • Gold – Only For Fools?
  • Drawdown Strategies
    • The 4% Drawdown Rule
    • UK 4% Rule Revisited
    • Variable Drawdown
    • Income Harvesting
    • Berst Drawdown Simulation Tools
    • Ideal Retirement Portfolios
    • Income Drawdown – Fees Can Cut Your Pension by 12.5% or More
  • Pension Annuities
    • Partial Annuitisation –
    • Why Wouldn’t You Buy an Annuity?
    • Retirement Annuity – Sometimes You Do Get The Timing Right
    • Deferring UK State Pension
  • Retirement Calculator
  • About Me